Business Owners Today Have More Funding Options For Short Term Working Capital.merchant-cash-advance program in the U.K. to "test the appetite of businesses for cash advances, and to get feedback from them," said Rob Skinner, a spokesman for the online-payments company's U.K. division.
Lisa Zerr urgently needed funds to upgrade the kids' merchandise carried by her business, Yankee Toy Box, for Halloween and the holiday shopping season. A bank had turned down her request for a loan. Then she got a pitch explaining that, based on the business's Amazon.com selling performance, she had prequalified for a loan from Amazon Capital Services Inc.
Rather than adding to her credit-card debt, or selling her Bedford, N.H., business's accounts receivable to a factoring firm, she borrowed $38,000 from the Internet retailing giant in July and another $13,000 last month."
http://online.wsj.com/article/SB10000872396390443493304578034103049644978.html%3Fmod%3Dgooglenews_wsjConclusion: Merchant cash advances are becoming the way to get funding for main street businesses today!
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